Posted on: 25 November 2015
A bad storm and high winds can wreak havoc on an asphalt shingle roof. If you go outside to find shingles in your yard and not on your roof, there are some steps to take. The following guide can help.
Step 1: Call Your Insurance Agent
For those with homeowners insurance, an immediate call to begin the claim process is a must. Your insurance company will send out an adjuster who will decide if your roof simply needs a repair or if you need full replacement. It can take several days for an adjuster to get to you after a major storm, so get on their list immediately.
Step 2: Clean Up
When shingles come down, they also bring down roofing nails. You don't want these laying in you yard, street, or driveway where they can hurt feet or tires. Walk around and pick up the nails. Another option is to get a shop magnet at a hardware store. You roll these on the ground to pick up any nails. This is also a good time to walk around and take your own pictures of the damage in case you need to contest the adjusters assessment later.
Step 3: Mitigate Damage
You are usually allowed to take any steps necessary to mitigate further damage. If rain or further storms are coming in, this means tarping the roof. A properly installed tarp is secured down tightly on all sides so it doesn't flap, billow, or allow moisture in. While you can do it yourself, it is generally better to stay off your roof and to call a roofer instead. Most insurance companies reimburse you for professional roofers to tarp your roof properly.
Step 4: Follow Up
Depending on the severity of the storm and extent of damage in your area, it can be awhile before you get a full repair. You need to follow up with your insurance and find out how you find a roofer. Most companies allow you to get your own quotes and choose a roofer. You will have to pay your deductible and any remainder owed to the roofer after insurance. In some cases your company will write you a check for the damage and it is up to you to find the best roofer and cost for the job, and in other cases they pay the roofer directly. You do typically have the ability to choose your own roofer, though. Contact local roofers for quotes today so you can make sure your insurance is giving you a fair amount.
To learn more, contact a company like K&R Roofing and Gutters.Share